Can We Transfer Money from CashApp to PayPal? A Complete Guide

Managing digital payments has become easier than ever with apps like CashApp and PayPal. However, many users wonder if these two popular platforms can directly interact. A common question that arises is: “Can we transfer money from CashApp to PayPal?” or more specifically, “Can you transfer CashApp money to PayPal money?”

In this guide, we’ll cover everything you need to know about moving funds between these two platforms, including direct and indirect methods, step-by-step processes, fees, timelines, and expert tips to ensure smooth transfers.

Understanding CashApp and PayPal

Before diving into the transfer methods, it’s important to understand how both platforms operate.

What is CashApp?

CashApp, developed by Block Inc. (formerly Square Inc.), is a peer-to-peer payment app that allows users to send, receive, and request money. It also supports direct deposits, Cash Cards (a Visa debit card), and even investments in stocks and Bitcoin.

What is PayPal?

PayPal is one of the world’s most widely used online payment systems, allowing individuals and businesses to send and receive money globally. It is especially popular for e-commerce, freelancing, and international transactions.

While both apps allow digital payments, they don’t directly integrate with each other. That’s where many people get stuck when trying to move money between the two.

Can We Transfer Money from CashApp to PayPal Directly?

The short answer is no, CashApp and PayPal don’t have a direct integration. You cannot instantly send funds from one app to the other within the apps themselves.

However, that doesn’t mean it’s impossible. There are a few indirect but effective methods you can use to move your money safely.

Methods to Transfer CashApp Money to PayPal

Here are the most common ways to transfer money from CashApp to PayPal:

1. Using a Linked Bank Account (Most Reliable)

This is the most straightforward method.

Steps:

1. Link your bank account to both CashApp and PayPal.
2. Transfer money from CashApp to your bank account.
   • Open CashApp → Tap on Balance → Select Cash Out → Choose amount → Confirm.
3. Wait for the transfer to settle.
   • Standard deposits are free but take 1–3 business days. Instant deposits charge a small fee.
4. Log into PayPal and add money from your bank account.
   • On PayPal → Go to Wallet → Select Add Money → Choose your linked bank.

This way, your funds move indirectly but securely.

2. Using a CashApp Cash Card with PayPal

If you have a Cash Card (CashApp’s debit card), you can link it to PayPal as a debit card.

Steps:

1. Apply for a free Cash Card from CashApp if you don’t already have one.
2. Once it arrives, go to PayPal → Wallet → Link a Card.
3. Enter your Cash Card details.
4. You can now transfer PayPal money to your CashApp card, and in some cases, you may also use the card for PayPal transactions.

While this doesn’t always allow direct “sending” from CashApp to PayPal, it connects the two platforms in a practical way.

3. Using a Third-Party Service (Less Recommended)

Some money transfer services or apps claim to help move money between CashApp and PayPal. However, these often come with high fees or security risks. Always be cautious before trusting third-party platforms with your sensitive financial information.

4. Sending Money to a Trusted Friend or Family Member

Another workaround is using someone you trust who has both PayPal and CashApp accounts.

For example:

• You send your CashApp balance to your friend’s CashApp.
• They then transfer the same amount from their PayPal to you.

While this method can be fast, it depends entirely on trust.

Step-by-Step Example: CashApp → Bank → PayPal

Let’s look at a simple, real-world example to answer “can you transfer CashApp money to PayPal money?”

1. You have $200 in CashApp.
2. You select Cash Out → Standard Deposit to your linked bank account. (1–3 business days, free)
3. Once the money appears in your bank account, open PayPal and select Add Money from Bank.
4. Enter $200 and confirm.
5. Within a few business days, your funds are available in PayPal.

This indirect method is the safest and most reliable.

Fees and Processing Times

When transferring between CashApp and PayPal, fees and timelines vary.

• CashApp to Bank (Standard): Free, 1–3 days
• CashApp to Bank (Instant): 0.5%–1.75% fee, instantly
• Bank to PayPal (Standard): Free, 3–5 days
• Debit Card Transfer to PayPal: May involve small fees depending on card type

So, if speed is your priority, you may pay a small fee. If cost is your priority, use the free standard methods.

Common Issues When Moving Money Between CashApp and PayPal

Even with indirect methods, users may face problems. Here are the most common:

1. Bank Account Not Linking – Ensure the same bank account is connected to both apps.
2. Name Mismatch – Your PayPal and CashApp accounts must use the same name to avoid verification issues.
3. Transfer Delays – Bank holidays and weekends can slow down transfers.
4. Card Not Accepted by PayPal – Some prepaid or virtual cards (like the Cash Card) may not always work with PayPal.

Tips to Transfer Smoothly

To ensure hassle-free transfers, keep these tips in mind:

• Always double-check your linked bank details.
• Keep your accounts verified to avoid transfer limits.
• Consider using Instant Deposit only if urgent.
• If using the Cash Card, confirm PayPal accepts it for your region.

Alternatives to Transferring CashApp Money to PayPal

Sometimes, instead of transferring funds, you may find alternative solutions work better:

• Use your Cash Card for payments directly – Instead of moving money, just use CashApp’s Visa debit card for purchases where PayPal is accepted.
• Use both apps separately – If your goal is online shopping, PayPal works best. For peer-to-peer transfers, CashApp works well.
• Cryptocurrency Transfers – CashApp supports Bitcoin. PayPal also allows buying and selling crypto. However, crypto transfers between CashApp and PayPal are still limited.

Frequently Asked Questions (FAQs)

1. Can we transfer money from CashApp to PayPal directly?

No, there is no direct transfer feature. You must use a bank account or Cash Card as a bridge.

2. Can you transfer CashApp money to PayPal money instantly?

Yes, but only if you use Instant Deposit to your bank and then add the funds to PayPal using a debit card. This comes with fees.

3. Is it safe to transfer CashApp funds to PayPal?

Yes, as long as you use a verified bank account or official Cash Card. Avoid third-party services.

4. How long does it take to move money from CashApp to PayPal?

Standard transfers usually take 3–5 business days in total. Instant transfers may be nearly immediate but cost extra.

5. Can I use my CashApp balance to pay for something via PayPal?

Not directly. But if your Cash Card is linked to PayPal, you can use your CashApp funds indirectly.

Final Thoughts

So, can we transfer money from CashApp to PayPal? Technically, not directly. But with a linked bank account or Cash Card, you can safely move your money between the two.

And yes, can you transfer CashApp money to PayPal money? Absolutely — but you’ll need to use an indirect method such as bank transfers, debit cards, or a trusted middleman.